How FinTechs Are Disrupting Personal Credit: Innovations, Impact, and Investor Opportunities

Introduction: The Growing Influence of Fintech Personal Credit Fintech personal credit is dramatically changing how people access, manage, and experience borrowing. As financial technology advances, it disrupts longstanding credit models. Traditional banks, once known for slow approval processes, rigid standards, and limited transparency, now face agile competitors: fintechs. These digital-first companies use data analytics, machine […]