inflation impact
Retirement Savings Goals: How Much Do You Really Need?
Introduction Many individuals face a common challenge: understanding how much money they truly need for retirement. The thought of a comfortable future without work often comes with financial uncertainty. It can feel like an insurmountable mountain of money is required. This uncertainty can deter people from starting their planning early. However, achieving your retirement savings […]
Rethinking the 4% Rule in an Era of Higher Inflation and Market Uncertainty
Introduction The dream of a secure and comfortable retirement is a universal aspiration for many. For decades, the **4% Rule** has served as a cornerstone of **retirement planning**, offering a simple guideline. This rule suggests withdrawing 4% of your initial portfolio value in the first year of retirement. It then proposes adjusting that amount for […]